It pays to plan ahead. The best way to plan ahead when buying a home is to get pre approved. There are three main reasons to get pre approved. The biggest reason is it lets you know which properties you can buy. There is no point in looking at a property for which you are not qualified. Another reason to get pre approved is that it gives the buyer more leverage. A seller will often give extra attention to pre approved offers even if they are below the asking price. Finally, since acquiring a loan takes time, being pre approved speeds up the closing time. Closing time can be shorted by as much as two weeks if the loan has already been approved.
So plan ahead and get pre approved. Click on one of the links below and get your pre-approval process started.