A mortgage preapproval helps you understand how much house you can afford, makes you more attractive to sellers, and alerts you to problems that may affect your ability to get a loan.
-J Brozic
It pays to plan ahead. The best way to plan ahead when buying a home is to get pre approved. There are three main reasons to get pre approved. The biggest reason is it lets you know which properties you can buy. There is no point in looking at a property for which you are not qualified. Another reason to get pre approved is that it gives the buyer more leverage. A seller will often give extra attention to pre approved offers even if they are below the asking price. Finally, since acquiring a loan takes time, being pre approved speeds up the closing time. Closing time can be shorted by as much as two weeks if the loan has already been approved.
Plan ahead and get pre-approved. Below are our two favorite lenders.
We had the pleasure of working with Dave & Candy Goddard for the second time, and once again they went above and beyond in every area. From start to finish, they made the entire selling process smooth, organized, and stress-free. Their communication was clear, their guidance was spot on, and they were always one step ahead anticipating what was needed.
Dave and Candy truly care about their clients. They provided strong support, smart strategy, and constant follow-up that made a real difference. Every detail was handled professionally, and we always felt confident we were in good hands.
Thank you for helping sell our homes and for making the experience so seamless. We highly recommend them to anyone looking for knowledgeable, dedicated, and supportive agents.
Candy and Dave are the best. They went out of their way to show me homes and educate me on the process of buying a house couldn’t ask for better people
Dave and Candy were outstanding to work with. They were consistently honest, knowledgeable, and transparent throughout the entire process. It was clear they value integrity and client trust above all else. We always felt supported, never pressured, and confident knowing they genuinely cared about our outcome. If you’re looking for agents who truly care about their clients and not just the transaction, Dave and Candy are your people.
Dave and Candy were very knowledgeable, honest, and transparent. The whole process of selling my condo stress free. Would definitely work with them again and recommend them!
We worked with Dave & Candy Goddard to purchase our home, and honestly, we couldn’t have asked for better agents. They are incredibly knowledgeable about the market and helped us understand what to look for beyond just the basics. Dave took the time to inspect each property during showings like a pro, pointing out things we wouldn’t have noticed and giving honest feedback, which we really appreciated.
Throughout the process, they were patient, responsive, and genuinely supportive. It felt like they were guiding us every step of the way, not just trying to close a deal. Their professionalism stood out, but they were also warm and approachable, which made the whole experience less stressful and more enjoyable.
They went above and beyond for us, and we’re truly grateful. If you’re looking for agents who actaully know what they are doing, Dave & Candy are it.
I've had the pleasure of knowing Candy and Dave for over 15 years, and I can confidently say they are one of the most trustworthy and knowledgeable real estate professionals I’ve ever worked with.
Most recently, they helped me with the purchase of my new home, and I couldn't be more grateful for their guidance and support throughout the entire process.
If you're looking for agents who are knowledgeable and treat you like family, I'd highly recommend Candy and Dave.
ACTIVE Property Inventory Count – Attached and Detached Homes Total available homes in the MLS: 15,248
INVENTORY NUMBERS OF SELECT TOWNS AS OF April 29, 2026
💡 Weekly Overview
The Illinois MLS is showing 15,248 active detached and attached homes across the region — a healthy inventory level for mid-April. Of our 24 tracked communities, Elgin continues to lead with 99 active listings, followed by Schaumburg at 79 and St. Charles at 84. On the tighter side, Wayne holds just 5 listings, Winfield has 9, and Itasca sits at 10 — these are the markets where sellers still hold the advantage.
New construction activity remains steady across the northern suburbs. Bartlett leads our watch list with 15 new builds among its 39 listings (38% new construction), followed by St. Charles with 23 new homes. Geneva and South Elgin are also seeing strong builder activity with 11 and 9 new construction listings respectively.
The attached vs. detached split favors detached homes across nearly every market. Bartlett is the exception with 27 attached listings against 12 detached — reflecting the town’s active apartment-style and townhome developments. Buyers looking for single-family detached should focus on Glen Ellyn, West Chicago, and Batavia where detached homes make up the majority of inventory.
📍 Active Residential Listings by Town ✨ Bartlett – 39 total (12 detached / 27 attached / 15 new construction) ✨ Batavia – 24 total (16 detached / 5 attached / 6 new construction) ✨ Bloomingdale – 25 total (15 detached / 10 attached / 1 new construction) ✨ Carol Stream – 37 total (14 detached / 23 attached / 4 new construction) ✨ Elgin – 99 total (78 detached / 20 attached / 21 new construction) ✨ Elk Grove Village – 20 total (13 detached / 7 attached / 0 new construction) ✨ Geneva – 34 total (22 detached / 12 attached / 11 new construction) ✨ Glen Ellyn – 35 total (28 detached / 7 attached / 6 new construction) ✨ Glendale Heights – 20 total (7 detached / 13 attached / 0 new construction) ✨ Hanover Park – 18 total (7 detached / 11 attached / 0 new construction) ✨ Hoffman Estates – 53 total (22 detached / 31 attached / 7 new construction) ✨ Itasca – 10 total (8 detached / 2 attached / 0 new construction) ✨ Medinah – 0 total (0 detached / 0 attached / 0 new construction) ✨ Roselle – 23 total (15 detached / 8 attached / 0 new construction) ✨ Schaumburg – 79 total (22 detached / 57 attached / 15 new construction) ✨ South Elgin – 29 total (15 detached / 14 attached / 9 new construction) ✨ St. Charles/Campton Hills – 84 total (56 detached / 28 attached / 23 new construction) ✨ Streamwood – 28 total (7 detached / 21 attached / 0 new construction) ✨ Warrenville – 12 total (5 detached / 7 attached / 0 new construction) ✨ Wayne – 5 total (5 detached / 0 attached / 0 new construction) ✨ West Chicago – 19 total (17 detached / 1 attached / 2 new construction) ✨ Wheaton – 43 total (30 detached / 12 attached / 3 new construction) ✨ Winfield – 9 total (3 detached / 6 attached / 0 new construction) ✨ Wood Dale – 18 total (9 detached / 9 attached / 1 new construction)
💡 Weekly Highlights
Bartlett’s attached home inventory is dominant right now — 27 of 39 listings are attached, with 15 of those being new construction. Buyers looking for brand-new townhomes and condos have excellent options in the $250K-$437K range, with several D.R. Horton builds hitting the market this week.
Elgin remains the inventory king at 99 active listings, but the detached segment is where the action is — 78 detached homes give buyers serious choosing room. Combined with 21 new construction options, Elgin is a buyer-friendly market across both existing and new home categories.
The tightest markets in our watch list are Wayne (5), Winfield (9), and Itasca (10). These communities are seeing quick turnovers — homes priced right are closing in under a week. Sellers in these markets should price aggressively from day one to capture the limited buyer pool.
New construction is pacing well across the northern suburbs. St. Charles leads with 23 new builds, followed by Elgin (21), Schaumburg (15), Bartlett (15), and Geneva (11). Builders are responding to demand with a mix of price points, from the $250K attached segment up to the $700K+ custom market.
The attached vs. detached ratio is shifting in interesting ways. Traditionally detached-heavy markets like Glen Ellyn (28 detached vs 7 attached) and West Chicago (17 detached vs 1 attached) are holding steady, while communities like Schaumburg and Hoffman Estates are seeing strong attached inventory growth — reflecting changing buyer preferences for lower-maintenance living.
Thinking About a Move? We’re Here to Help. 📞 Call: 630-310-8315 (voice only) 📱 Text Dave: 630-992-3283 📱 Text Candy: 630-992-5477 🌐 Visit: https://www.4ure.com youget2forthepriceof1 #teamgoddardrealestate #realestatemarketupdate2026
ACTIVE Property Inventory Count – Attached and Detached Homes
Total available homes in the MLS: 15,170
INVENTORY NUMBERS OF SELECT TOWNS AS OF April 22, 2026
💡 Weekly Overview
The Illinois MLS inventory has grown to 15,170 active listings this week, up from last week’s 15,081 total. That’s 89 new homes added to the market over the past week, continuing the spring buying season momentum with more options for buyers across the suburbs.
Across our 24-town focus area, we’re tracking 675 total listings, with Elgin leading the way at 104 homes, followed by Schaumburg (83) and St. Charles/Campton Hills (76). The tightest markets remain Medinah with zero active inventory, Wayne with just 5 homes, and Itasca with 7 available properties.
New construction activity remains strong across key markets, particularly Elgin (23 new builds), St. Charles (19), and Schaumburg (16). For buyers looking for brand new homes, these markets offer the most fresh inventory to choose from.
📍 Active Residential Listings by Town
✨ Bartlett – 42 total (16 detached / 26 attached / 16 new construction) ✨ Batavia – 23 total (15 detached / 5 attached / 6 new construction) ✨ Bloomingdale – 23 total (14 detached / 7 attached / 1 new construction) ✨ Carol Stream – 35 total (15 detached / 20 attached / 4 new construction) ✨ Elgin – 104 total (81 detached / 22 attached / 23 new construction) ✨ Elk Grove Village – 12 total (5 detached / 7 attached / 0 new construction) ✨ Geneva – 31 total (20 detached / 11 attached / 12 new construction) ✨ Glen Ellyn – 34 total (25 detached / 9 attached / 6 new construction) ✨ Glendale Heights – 20 total (9 detached / 11 attached / 0 new construction) ✨ Hanover Park – 17 total (5 detached / 12 attached / 0 new construction) ✨ Hoffman Estates – 45 total (19 detached / 26 attached / 5 new construction) ✨ Itasca – 7 total (6 detached / 1 attached / 0 new construction) ✨ Medinah – 0 total (0 detached / 0 attached / 0 new construction) ✨ Roselle – 24 total (15 detached / 8 attached / 0 new construction) ✨ Schaumburg – 83 total (21 detached / 62 attached / 16 new construction) ✨ South Elgin – 24 total (10 detached / 14 attached / 7 new construction) ✨ St. Charles/Campton Hills – 77 total (53 detached / 24 attached / 19 new construction) ✨ Streamwood – 31 total (11 detached / 20 attached / 0 new construction) ✨ Warrenville – 17 total (8 detached / 9 attached / 0 new construction) ✨ Wayne – 5 total (5 detached / 0 attached / 0 new construction) ✨ West Chicago – 19 total (17 detached / 2 attached / 2 new construction) ✨ Wheaton – 29 total (20 detached / 8 attached / 3 new construction) ✨ Winfield – 11 total (5 detached / 6 attached / 0 new construction) ✨ Wood Dale – 19 total (10 detached / 9 attached / 1 new construction)
💡 Weekly Highlights
Elgin continues to lead our local market with 104 active listings, offering buyers the widest selection in the 24-town area. With 81 detached homes and 23 new construction properties, Elgin provides diverse options for families and investors alike. The town’s strong inventory levels make it an excellent market for buyers who want choice and negotiation leverage.
Schaumburg presents a unique market dynamic with 83 total listings, though notably 62 of those are attached homes — nearly 75% of the inventory. This makes Schaumburg the go-to market for buyers seeking townhomes and condos. For detached home shoppers, Schaumburg is more limited with only 21 options, so those buyers should move quickly when they find the right property.
Bartlett’s new construction pace remains solid with 16 brand new listings — representing 38% of its total inventory. For buyers who want modern features and builder warranties, Bartlett offers good options among its 42 total listings (16 detached / 26 attached).
Medinah remains sold out with zero active listings, making it the tightest market in our area. Buyers looking in Medinah need to be ready to act fast when properties hit the market, as inventory disappears quickly. Itasca follows with just 7 homes, and Wayne rounds out the bottom with only 5 available properties.
Thinking About a Move? We’re Here to Help.
📞 Call: 630-310-8315 (voice only) 📱 Text Dave: 630-992-3283 📱 Text Candy: 630-992-5477
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