A mortgage preapproval helps you understand how much house you can afford, makes you more attractive to sellers, and alerts you to problems that may affect your ability to get a loan.
It pays to plan ahead. The best way to plan ahead when buying a home is to get pre approved. There are three main reasons to get pre approved. The biggest reason is it lets you know which properties you can buy. There is no point in looking at a property for which you are not qualified. Another reason to get pre approved is that it gives the buyer more leverage. A seller will often give extra attention to pre approved offers even if they are below the asking price. Finally, since acquiring a loan takes time, being pre approved speeds up the closing time. Closing time can be shorted by as much as two weeks if the loan has already been approved.
Plan ahead and get pre-approved. Below are our two favorite lenders.
“Dave and Candy made the selling our home practically stress free. I highly respect their knowledge and expertise. They work very well together because each have their unique talents that are used to give quality service. Their honesty carries through in every part of the deal both for the buyer and seller. You will be extremely satisfied when you work with Team Goddard!”
“Dave and Candy are a dynamic duo! They have helped my family and I on numerous occasions to buy and sell. They helped me every step of the way as a first-time home buyer navigate new construction. They are incredibly thorough in their work, determined, and all around kind and sincere. They go above and beyond for their clients and treat each one like family. I am thankful for all their hard work in my housing endeavors and am grateful to have found a wonderful team!”
Great condo in beautiful Schaumburg, close to everything! this 1 bedroom, 1 bathroom condo is only $127,896. Contact Dave or Candy Goddard @for 630.310.8315 or [email protected] a showing today!
From the MLS: Wow, what an excellent location, just blocks from the Elgin O’hare expressway, Schaumburg baseball Stadium and the Schaumburg Train station. Don’t miss your chance to own this fully refreshed unit. Brand new carpeting and freshly painted throughout. Complex has many amenities including an Outdoor Pool, Playground, Party Room, Bike Storage Room and Tennis Courts on the property. Association includes water, cooking gas & heat. Coin Op laundry located on the 2nd floor and storage unit just down the hall. Investor Friendly, Rentals allowed!
Take a look at this amazing 4 bedroom, 3.5 bath house in Schaumburg. This home has 3,774 of living space and with a price of $549,896 this home won’t last long, schedule a time to see it today! Contact Dave or Candy @ 630.310.8315 to set up a time.
From the MLS: If you’re looking for that country feel without driving two hours a day, look no further, this is it! Rarely available, 1.2 acre picturesque hilltop homesite with an open concept, light and bright tri-level home including an in-law apartment, sub-basement and oversized 29’x23′ 3 car detached garage. The main floor is complete with a large gourmet kitchen featuring granite countertops, subzero refrigerator and separate eating area. Sprawling living room/dining room combo with vaulted ceilings and a gigantic brick, gas log fireplace with built in planter box and shelves. Enjoy amazing seasonal and sunrise views from the connected 4 season room with floor to ceiling windows or relax with a cup of coffee in the sun drenched 2nd sun room at the front of the home. The lower level in-law suite includes a family room, full kitchen, bedroom and full bath. If this wasn’t enough, there’s a sub-basement with a second brick fireplace, family room/theater area, laundry room and plenty of storage. Brand new carpeting and vinyl flooring throughout the entire first floor. All appliances included! City water hook up available to property. Highly ranked 54/211 school district. Close proximity to the Schaumburg Metra Station, shopping, restaurants, I-390 expressway and Woodfield mall.
Take a look at this amazing 3 bedroom, 2 bath house in the Apple Orchard subdivision of Bartlett. This home has 2,150 of living space and with a price of $309,896 this home won’t last long, schedule a time to see it today! Contact Dave or Candy @ 630.310.8315 to set up a time.
From the MLS: Rarely available spacious tri-level home with finished sub-basement and oversized 22’x23′ 2.5 car detached garage. Hardwood flooring throughout. Lower level includes a family room, full bath and laundry/utility room area with an exit door to the fully fenced in backyard with beautiful paver brick patio. Other improvements include newer stainless steel appliances, water heater, roof in 2018, updated upstairs bath with granite counter top, jacuzzi tub and tile surround/flooring. Windows approx 10 years old. Close to the Apple Orchard Park and golf course, Bartlett Aquatic Center, Sunrise Park with frisbee golf, fishing pond and bike trail. There are no known defects but the Property is being conveyed AS-IS.