Market Pulse: Current Mortgage Refinancing Rates | Navy Federal Credit Union

Here’s your daily real estate market update from Team Goddard, keeping Chicagoland buyers and sellers informed about what’s moving in today’s market.

Current Mortgage Refinancing Rates | Navy Federal Credit Union

Rates displayed are "as low as" and effective 05/21/2026 for purchase, refinance loans, and VA IRRRL and require a 1.00% loan origination fee, which may be waived for a 0.25% increase in the interest rate.

What this means for Chicagoland: National trends don’t always apply directly to DuPage County and the greater Chicago suburbs. Our local market — particularly in Bartlett, Elgin, Schaumburg, Carol Stream, and Bloomingdale — tends to be more stable than coastal markets thanks to consistent local demand and relative affordability compared to national benchmarks.

Also in the News This Week

• Current mortgage rates | Wells Fargo — See current mortgage rates for a variety of mortgage products. Reach your home financing goals whether buying or refinan…
• Illinois Mortgage And Refinance Rates – Forbes Advisor — Understanding current mortgage rates and refinance rates in Illinois is essential if you’re planning to buy a home or re…
• Current Refinance Rates – Compare Rates Today | Bankrate — On Tuesday, May 19, 2026, the national average 30-year fixed refinance APR is 6.78 percent….

Have questions about how today’s market affects your plans? Dave and Candy are always available — call (630) 310-8315 or send a message.

Market data sourced from national real estate reporting. Local conditions may vary. Current as of May 21, 2026.