Buy With Confidence in Bartlett, IL
Purchasing a home is one of the biggest decisions you’ll make. Dave & Candy Goddard have guided hundreds of buyers through every step — from first showing to closing day. Let’s do this together.
Why Buyers Choose Team Goddard
The Home Buying Journey
Purchasing a home is a multi-step process. We walk with you through every one.
1. Build Your Green File
Gather your financial documents before you start shopping. You’ll need them for pre-approval.
- Bank & investment statements
- Recent pay stubs (2 months)
- Tax returns (2 years)
- 401k / retirement accounts
- Credit card & auto loan info
- Any lease income documentation
2. Check Your Credit
Your credit score determines your loan eligibility and interest rate. Know where you stand before you apply.
We’ll connect you with a trusted local lender who can pull all three bureaus (Equifax, Experian, TransUnion) and advise on next steps — no obligation.
3. Get Pre-Approved
Pre-approval tells you exactly what you can afford — and signals to sellers you’re a serious buyer.
Start Pre-Approval →4. Search & Tour Homes
We’ll set up a custom search matching your criteria and schedule private showings around your schedule.
Search Listings →5. Make an Offer
We’ll analyze comparable sales, advise on offer price, and negotiate hard on your behalf. We know the market — you won’t overpay.
6. Close & Move In
We coordinate inspections, appraisals, title, and lender timelines so nothing falls through the cracks. You just show up and get your keys.
Ready to Start Your Home Search?
Tell us what you’re looking for — budget, bedrooms, neighborhoods. We’ll reach out within one business day with a curated list of matches.
Your information is private and never shared. No spam, ever.
Protecting Your Credit During the Process
Once you’re in the buying process, do not open new credit cards, make large purchases, or change jobs without talking to your lender first. Any of these can affect your loan approval — even after you’re under contract.
Don’t open new credit
New accounts change your score and debt-to-income ratio.
Don’t make large purchases
Cars, furniture, appliances — wait until after closing.
Don’t change jobs
Employment history stability is key to lender approval.
Don’t move money around
Unexplained deposits raise flags in underwriting.
Free credit monitoring: Credit Karma · FreeCreditReport.com
More Buyer Resources
📞 (630) 310-8315 · Dave: (630) 992-3283 · Candy: (630) 992-5477
