422 Summit Street Elgin IL 60120 | MLS #MRD12709302

422 Summit Street
Elgin, IL, 60120
$309,900
3 Beds
2 Baths
1,998 SqFt
0.26 Acres
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MLS #MRD12709302 image #0
Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home’s enduring charm. Designed for today’s lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home’s entertaining areas, making gatherings both comfortable and convenient. Upstairs, you’ll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you’re entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.

Property Details

Price:
$309,900
MLS #:
MRD12709302
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Neighborhood:
elgin
Listed Date:
Jul 18, 2026
Finished Sq Ft:
1,998
Year Built:
1900
American 4-sq.WoodedElginElginMckinley Elementary SchoolLarsen Middle SchoolElgin High School

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Schools

School District:
46
Elementary School:
Mckinley Elementary School
Middle School:
Larsen Middle School
High School:
Elgin High School

Interior

Appliances
Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, ENERGY STAR Qualified Appliances, Front Controls on Range/Cooktop, Gas Cooktop, Electric Oven
Bathrooms
1 Full Bathroom, 1 Half Bathroom
Below Grade Finished Area
923
Cooling
Central Air, Partial, Wall Unit(s), Zoned, Electric
Flooring
Hardwood
Heating
Natural Gas, Forced Air
Interior Features
1st Floor Bedroom, Built-in Features, Walk-In Closet(s), Separate Dining Room
Laundry Features
Gas Dryer Hookup, Electric Dryer Hookup, In Unit, Sink

Exterior

Architectural Style
American 4-Sq.
Community Features
Curbs, Sidewalks, Street Lights, Street Paved
Construction Materials
Frame, Wood Siding, Combination
Exterior Features
Balcony, Lighting
Garage Spaces
2
Lot Features
Wooded, Mature Trees
Parking Features
Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Parking Spots
2
Parking Total
2
Patio And Porch Features
Deck, Patio, Porch
Roof
Asphalt
Window Features
Screens

Financial

HOA Fee Frequency
Not Applicable
HOA Includes
None
Tax Year
2025
Taxes
$6,639

Map

Community

Market Summary

Current real estate data for Single Family in Elgin as of Aug 13, 2026
231
Single Family Listed
40
Avg DOM
217
Avg $ / SqFt
$483,740
Avg List Price

Property Summary

    422 Summit Street Elgin IL is a Single Family for sale in Elgin, IL, 60120. It is listed for $309,900 and features 3 beds, 2 baths, and has approximately 1,998 square feet of living space, and was originally constructed in 1900. The current price per square foot is $155. The average price per square foot for Single Family listings in Elgin is $217. The average listing price for Single Family in Elgin is $483,740.

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