IL 60124 Elgin 3527 S Riding Ridge MLS #MRD12741709 |

3527 S Riding Ridge
Elgin, IL, 60124
$1,199,000
5 Beds
6 Baths
5,382 SqFt
0.26 Acres
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MLS #MRD12741709 image #0
This is what “like new” is supposed to mean! Just 3 years old, impeccably maintained, and so lightly lived in that it feels virtually untouched, this extraordinary home shows as though the keys were just handed over from the builder. And then there’s THE VIEW. Photos simply cannot capture the experience of seeing the ponds and golf course unfold behind the home-you truly have to see it in person to appreciate just how special this property is. Set against a remarkable backdrop of ponds and the 7th hole of Bowes Creek Country Club’s award-winning golf course, this 2023 residence pairs an extraordinary setting with 5,382sqft of beautifully finished living space. 5 bedrooms, 5.1 baths and an extensive collection of builder and post-build enhancements create a home that feels distinctly custom. Just as noteworthy is its condition: remarkably lightly lived in and meticulously cared for by its original owner, the home retains the look and feel of a brand-new residence. At the heart of the home, the open kitchen and family room flow effortlessly into the sunroom, creating an expansive living space framed by beautiful water and golf course views. The gourmet kitchen is finished with ceiling-height stacked cabinetry, quartz countertops, a 6′ island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances, including wall oven/microwave and gas cooktop. A main-level fifth bedroom with full bath offers a private and versatile space for guests or multigenerational living. Upstairs, the primary suite is a retreat of its own, with a sitting room, tray ceiling, dual walk-in closets with custom organization and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level extends the home’s living and entertaining space with a wet bar, full bath and generous storage. The outdoor spaces are every bit as compelling as the interior. An impressive Trex deck with illuminated glass panels and integrated lighting seemingly floats above the landscape, preserving sweeping views across the ponds, golf course and open sky. Below, a paver patio and fire pit offer a more intimate setting while remaining connected to the view. Whether enjoyed in the quiet of the morning or illuminated in the evening, the setting is one that photographs simply cannot fully capture. Thoughtful enhancements continue throughout with zoned Sonos surround sound and iPad control, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV charger. Nearly new in condition yet extensively enhanced beyond its original build, this is a rare convergence of scale, Toll Brothers craftsmanship, technology and an irreplaceable golf-and-water setting in Bowes Creek Country Club.

Property Details

Price:
$1,199,000
MLS #:
MRD12741709
Status:
Active
Beds:
5
Baths:
6
Type:
Single Family
Subdivision:
Bowes Creek Country Club
Neighborhood:
elgin
Listed Date:
Sep 5, 2026
Finished Sq Ft:
5,382
Year Built:
2023
WaterfrontElginElginBowes Creek Country ClubOtter Creek Elementary SchoolKenyon Woods Middle SchoolSouth Elgin High SchoolWater

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Schools

School District:
46
Elementary School:
Otter Creek Elementary School
Middle School:
Kenyon Woods Middle School
High School:
South Elgin High School

Interior

Appliances
Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Cooktop, Oven
Bathrooms
5 Full Bathrooms, 1 Half Bathroom
Below Grade Finished Area
1772
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet
Heating
Natural Gas
Interior Features
Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters
Laundry Features
Upper Level, Gas Dryer Hookup, In Unit, Sink

Exterior

Community Features
Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
Construction Materials
Stone, Fiber Cement
Exterior Features
Fire Pit
Garage Spaces
3
Lot Features
On Golf Course, Views
Parking Features
Asphalt, Garage Door Opener, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage
Parking Spots
3
Parking Total
3
Patio And Porch Features
Deck, Patio
Roof
Asphalt
View
Water
Waterfront Features
Waterfront
Window Features
Blinds

Financial

HOA Fee
$553
HOA Fee Frequency
Annually
HOA Includes
Other
Tax Year
2025
Taxes
$17,694

Map

Community

Market Summary

Current real estate data for Single Family in Elgin as of Sep 14, 2026
234
Single Family Listed
41
Avg DOM
217
Avg $ / SqFt
$468,122
Avg List Price

Property Summary

    Located in the Bowes Creek Country Club subdivision, 3527 S Riding Ridge Elgin IL is a Single Family for sale in Elgin, IL, 60124. It is listed for $1,199,000 and features 5 beds, 6 baths, and has approximately 5,382 square feet of living space, and was originally constructed in 2023. The current price per square foot is $223. The average price per square foot for Single Family listings in Elgin is $217. The average listing price for Single Family in Elgin is $468,122.

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