3527 S Riding Ridge Elgin IL 60124 | MLS #MRD12793748

3527 S Riding Ridge
Elgin, IL, 60124
$1,099,000
5 Beds
6 Baths
5,382 SqFt
0.26 Acres
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MLS #MRD12793748 image #0
Over $1.3 MILLION invested in the construction and upgrades of this extraordinary Bowes Creek Country Club residence-and after three years of remarkably light use, it still shows like the day it was completed. Built in 2023 and occupied only by its original owner, this 5-bedroom, 5.1-bath home offers 5,382 sqft of beautifully finished living space, an extensive collection of builder and post-build enhancements, and a level of condition that truly feels brand new. Then there is the setting! The home overlooks a stunning panorama of ponds and the 7th hole of Bowes Creek’s award-winning golf course, with water and fairway views showcased throughout the main living spaces. The open kitchen and family room flow into the sunroom, creating one expansive gathering space designed around the view. The gourmet kitchen features ceiling-height stacked cabinetry, quartz countertops, 6′ island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances-including wall oven, microwave and gas cooktop. Remarkably, the oven, cooktop and dishwasher have never been used. A main-level fifth bedroom and full bath provide an ideal guest or multigenerational suite. Upstairs, the primary suite features a private sitting room, tray ceiling, dual walk-in closets with custom organization, and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level adds another dimension for entertaining with a wet bar, full bath and generous storage. Outside, the view becomes the experience. The expansive Trex deck features illuminated glass panels and integrated lighting, creating a striking vantage point over the ponds, golf course and open sky. Below, a paver patio with fire pit offers a second gathering space equally connected to the landscape. Morning coffee, sunset cocktails or evenings around the fire-this is the part of the home photographs simply cannot replicate. Zoned Sonos surround sound with iPad control on each level, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV-charger-ready outlet complete an impressive list of enhancements. For the buyer considering new construction, this offers something difficult to duplicate: a virtually untouched 2023 Toll Brothers Luxury Builder home with more than $1.3M already invested, extensive upgrades already completed, and an irreplaceable golf-and-water setting-without starting from the ground up.

Property Details

Price:
$1,099,000
MLS #:
MRD12793748
Status:
Active
Beds:
5
Baths:
6
Type:
Single Family
Subdivision:
Bowes Creek Country Club
Neighborhood:
elgin
Listed Date:
Oct 26, 2026
Finished Sq Ft:
5,382
Year Built:
2023
WaterfrontElginElginBowes Creek Country ClubU46Otter Creek Elementary SchoolKenyon Woods Middle SchoolSouth Elgin High SchoolWater

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Schools

School District:
U46
Elementary School:
Otter Creek Elementary School
Middle School:
Kenyon Woods Middle School
High School:
South Elgin High School

Interior

Appliances
Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Cooktop, Oven
Bathrooms
5 Full Bathrooms, 1 Half Bathroom
Below Grade Finished Area
1772
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet
Heating
Gas
Interior Features
Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Separate Dining Room, Pantry, Quartz Counters
Laundry Features
Upper Level, Gas Dryer Hookup, In Unit, Sink

Exterior

Community Features
Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
Construction Materials
Stone, Fiber Cement
Exterior Features
Fire Pit
Garage Spaces
3
Lot Features
On Golf Course, Views
Parking Features
Asphalt, Garage Door Opener, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage
Parking Spots
3
Parking Total
3
Patio And Porch Features
Deck, Patio
Roof
Asphalt
View
Water
Waterfront Features
Waterfront

Financial

HOA Fee
$553
HOA Fee Frequency
Annually
HOA Includes
Other
Tax Year
2025
Taxes
$17,694

Map

Community

Market Summary

Current real estate data for Single Family in Elgin as of Nov 03, 2026
228
Single Family Listed
43
Avg DOM
216
Avg $ / SqFt
$462,800
Avg List Price

Property Summary

    Located in the Bowes Creek Country Club subdivision, 3527 S Riding Ridge Elgin IL is a Single Family for sale in Elgin, IL, 60124. It is listed for $1,099,000 and features 5 beds, 6 baths, and has approximately 5,382 square feet of living space, and was originally constructed in 2023. The current price per square foot is $204. The average price per square foot for Single Family listings in Elgin is $216. The average listing price for Single Family in Elgin is $462,800.

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